Simple and Fast

How It Works

Start accepting stablecoin payments in 4 simple steps. No technical knowledge required.

Watch the demo
See how easy it is

4 Steps to Get Started

From registration to receiving payments

STEP 1ACTIVE

Register Your Business

Sign up and verify your business in minutes

Quick online formUpload documentsGet verified fast
1
STEP 2

Get Your QR Code

Receive your unique payment QR code instantly

2
STEP 3

Customer Pays

Customer scans and pays with Stablecoins

3
STEP 4

Instant Settlement

Receive Naira + N100 bonus instantly

4

The Flow

How your payment moves from customer to your bank

Customer
Scans QR
Stablecoin
USDT/USDC
GemRails
GemRails
Converts
Bank
NGN Deposit
Merchant
Receives N

Why Choose GemRails

Everything you need to accept stablecoin payments

Instant Conversion & Settlement

When a customer pays with stablecoins, GemRails automatically receives the payment, converts it to local currency, and settles the funds directly to your bank account.

Your business receives fiat in the bank, while customers enjoy paying with digital dollars.

Receive stablecoin paymentConvert to local currencySettle to bank account

No Cost to Get Started

GemRails is currently in its network expansion phase, which means onboarding and usage are free. No setup fees. No onboarding fees for merchants.

We believe adoption should come before monetization.

$0 merchant onboarding$0 consumer transactionsFree during expansion

No Crypto Knowledge Required

You don't need wallets, private keys, or blockchain expertise. GemRails handles the technical infrastructure so your team can continue operating like a normal business.

Unlock a new global payment rail without the complexity.

No wallets neededNo private keysNo blockchain expertise

Built for Reliability

Payments infrastructure must be dependable. GemRails is designed with high uptime settlement systems, secure transaction monitoring, and enterprise-grade payment routing.

Merchants can rely on it for everyday commerce.

High uptime systemsSecure monitoringEnterprise-grade routing

Ready to Get Started?

Join hundreds of businesses already accepting stablecoin payments with GemRails

Secure
Fast
Compliant